One point in respect of the Midland Bank cheque fraud. It matter little whether the bank were prepared to support a prosecution as such is a matter entirely for the police and the CPS. What's more, since Mugford and Battersby admitted the fraud and made statements to that effect, the CPS would have had a watertight case against them.
I have no difficulty whatsoever coming to the conclusion that the prosecution of these two girls was traded off against them agreeing to testify in Bamber's murder trial. Had they refused to cooperate and give evidence they would both have been prosecuted for cheque fraud and bang would have went Mugfords career in education.
1) It they chose not to tell the police about the check fraud it would not have been an issue at all. But for their admission no case could be made against them for it.
2) Police can only charge financial crimes such as that when the person suffering the loss wants charges pressed. Police can't force a victim to cooperate.
3) The decision not to prosecute was made prior to testifying and refusing to testify would not have had any impact on the lack of a prosecution.
4) Even if prosecuted the penalty would not have been much because the value was not substantial and it was a first time offense. She stood at most to face a low community order and fine though the normal course would be to just give a police caution.
So if we are going to be real let's not pretend that she was an amazing person and confessed to crimes that had the potential of her facing any appreciable jail-time or jail-time at all. It's not like someone who gets some serious crime off their conscience. That is why she had no problem admitting what she did.
Let's not pretend she rushed out to police either. Her friend betrayed her trust and told police and then police decided to interview her to ask about such. She told the truth rather than say her friend was a liar but she didn't go to them on her own so it's not like she was pious in this regard either. In the meantime part of why she was willing to be honest at this point was because she had broken up with Jeremy so the selfish motive of protecting him so that she could be with him no longer existed.